The e-money institute

Pay Here

Your expert for prepaid master cards , accounts without SCHUFA , P accounts and mobile payment methods.

Certified security through PCI DSS and TÜV SÜD according to ISO / IEC 27001.

Our products

Open an account online now or order a debit credit card.

P account
P account
girocard
girocard
Account without
SCHUFA
Account without
SCHUFA
Basic account
Basic account
Online account
Online account
Prepaid Debit Mastercard
Prepaid Debit Mastercard
Business account
Business account
Benefits in kind card
Benefits in kind card

Your advantages with Pay Here

Adapted to your needs.

Credit-based accounts

All of our prepaid debit credit cards are based on a credit principle. There is no risk of debt.

Schufa-free

Pay Here does not transmit any data to SCHUFA. We enable you to have an account without SCHUFA .

P-accounts expert

Your Pay Here account can be converted into a seizure- proof account at any time . Our trained staff is always at your side with advice and action.

Contactless payment with the plastic card

With your plastic card you can conveniently pay contactless at any NFC-enabled payment terminal.

safety

We stand for absolute security . Your data is optimally protected at all times by the most modern procedures.

Innovative e-money institute

Together with our partners , we are always working on new, innovative solutions in order to always guarantee your satisfaction.

Thats what our customers say

Please rate us and share your experiences with us.

Your expert for P accounts

You can convert your Pay Here account into a seizure- proof account at any time and without an appointment with a bank advisor. After opening the account, this can be done easily via the online area.

In the event of a garnishment, you can then have a monthly garnishment allowance. If there is an obligation to maintain or receive child benefit, this exemption can be increased with an original certificate.

In just a few steps to the Pay Here account

Open your account quickly and easily online.

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to register
Register online for a Pay Here product within a few minutes.
recharge card
Load your new prepaid debit Mastercard with the desired credit.
Legitimize
You can legitimize yourself conveniently via the VideoIdent procedure or with the German Post.
Order card
Choose a PIN of your choice and design your card in the design of your choice.
to register
Register online for one of our Pay Here products within a few minutes.
1
recharge card
Load your new prepaid debit Mastercard with the desired credit.
2
Legitimize
You can legitimize yourself conveniently via the VideoIdent procedure or with the German Post.
3
Order card
Choose a PIN of your choice and design your card in the design of your choice.
4th

"You will receive personal and compact advice from certified service providers."

Help shape Pay Here?

Do you have a suggestion on how we can improve our product or service?

Join our Facebook community and let us know your wishes and ideas. If your idea is implemented, you will receive great bonuses as a thank you for your help.

The Pay Here advisor

Current updates from the areas of seizure protection, credit cards, Schufa, online banking and much more.

When is an account attachment valid?

The most important thing at a glance: In order to obtain an attachment of an account, a court attachment order must be served on the debtor. In addition, an application for attachment of the account must be submitted to the court of enforcement

Read the guide

P account: garnishment of cars

The most important thing at a glance: In order to secure the subsistence level, items that are needed in everyday life or for the exercise of the profession cannot be attached. Luxury items

Read the guide

View all posts