Schufa-free credit account

Account without SCHUFA

Schufa-free credit account

Account without SCHUFA

Schufa-free credit account

Account without SCHUFA

Your advantages

At Pay Here, inquiries or reports to SCHUFA are not made. Thus, an account opening for new customers can be guaranteed. The Schufa-free account can be used directly after opening for transfers or to withdraw cash.

Account opening without SCHUFA

In order to secure themselves financially, banks often carry out a credit check and a SCHUFA query when opening an account. Negative SCHUFA entries can get in the way of customers.

The SupremaCard from Pay Here is a current account on a credit basis. No SCHUFA information is required and there is no need to check the customer's creditworthiness. Therefore, an account opening can be guaranteed in any case, even in spite of a negative SCHUFA.

In just a few steps to a Schufa-free account

Open your account online quickly and easily without SCHUFA.

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to register
Register online for the SupremaCard within a few minutes.
recharge card
Load your new prepaid debit Mastercard with the desired credit.
Legitimize
You can legitimize yourself conveniently via the VideoIdent procedure or with the German Post.
Order card
Choose a PIN of your choice and design your card in the design of your choice.
to register
Register online for the SupremaCard within a few minutes.
1
recharge card
Load your new prepaid debit Mastercard with the desired credit.
2
Legitimize
You can legitimize yourself conveniently via the VideoIdent procedure or with the German Post.
3
Order card
Choose a PIN of your choice and design your card in the design of your choice.
4th

Order credit account including prepaid Mastercard quickly and online

All information about the SupremaCard

Just click on any of the questions to get the answer. If you have any questions, please contact our support hotline .

A credit account is a current account on a credit basis. This means that it is not possible to overdraw the account. Only the actual credit available on the account can be used. Often the credit account is also referred to as a prepaid current account, everyone's account or a credit-based account.

In order to receive the credit card without SCHUFA, no minimum monthly payment is required on the credit account.

It is possible to convert the SupremaCard account into a P account . This can even be done independently in the online area. In the event of a garnishment, the P-Account protects all your incoming payments up to the statutory exemption from the current amount 1,178.59 euros.

Since all Pay Here products are prepaid credit cards including a credit account, the account can be opened online without querying SCHUFA. Customers with a bad credit rating do not have to worry about opening the account.

Further products

Our offer: Find the perfect account for your current life situation.

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With the Schufa-free garnishment protection account, the statutory exemption is secured for you in the event of an account garnishment.

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The online account based on the credit principle offers you conventional current account functions with secure online banking.

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With the prepaid principle, the Girocard guarantees you optimal cost control and the option to pay securely at home and abroad.

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In order to enable everyone to have an account, the basic account offers the option of opening an inexpensive current account based on the credit principle.

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Our prepaid credit card can be opened online without a SCHUFA query or credit check. It has worldwide acceptance.

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In order to enable everyone to have an account, the basic account offers the option of opening an inexpensive current account based on the credit principle.

Do you have any questions?

Our support team will be happy to assist you.

To the form

Contact our customer support conveniently using our contact form.

08161 4060 406

Monday to Friday: 7.30 a.m. - 6.30 p.m.
Saturday: 10:00 a.m. - 2:00 p.m.

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